Talking Financial Inclusion in Liberalised India: Conversations with Governors of the Reserve Bank of India

M. S. Sriram

© 2018 - Routledge India
Published October 10, 2017
Reference - 230 Pages
ISBN 9781138744677 - CAT# Y327952

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  • South Asia Departments – especially of Economics and finance – in the UK and US will be interested in this book as it gives an insight into the workings of the central bank of India.
  • People working with the central bank; Indian economic policy; banking institutions; microfinance institutions; new players in the market who are interested in how the policy has evolved
  • Academics interested in the policy space, analysts, policy-makers, think tanks and students of banking


This book presents a set of conversations with five former Governors of Reserve Bank of India (from 1992 onwards) on the topic of financial inclusion. Two key aspects are introduced in the conversations with each Governor: the initiatives that were undertaken during their tenure and their responses to some of the current issues. Further, they examine the reasons and justifications for significant decisions and measures that were undertaken or withheld. The discussion captures the evolution and approach of the central bank in addressing a variety of questions pertaining to financial inclusion.

The volume is an important contribution to the study of India’s continuous but not entirely successful efforts in increasing the reach of its formal financial sector. It reconstructs how the policy approach to inclusive banking has progressed and resisted commercial and market imperatives to safeguard the deprived and dispossessed sections of society.

With its wide-ranging blend of conversations, documentation, research and commentary coupled with its engaging style, the book will interest students and researchers in the areas of development, banking, macroeconomics, public administration and governance, as well as academics, analysts, policymakers, think tanks, journalists, media and those concerned with the Indian economic policy.


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